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Residential Sales
Residential Lettings
Financial services
Home Information Packs
e-conveyancing
Investment advice
Tenant’s Deposits
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Further to the success of our lettings business we launched our Residential Sales Department on the 2nd April 2007. We aim to emulate the success of our lettings team by providing exceptional service and outstanding results.
We will:
- Listen to and understand your particular requirements.
- Provide you with expert advice on the value of your property and the best way to achieve that value.
- Provide a very competitive fee arrangement.
- Advertise extensively including placing your property on Rightmove and Primelocation – the two biggest UK property portals.
- Keep you closely informed of progress on the sale of your property.
- Home Information Packs (HIPS): from the 1st June 2007 every seller must have a HIP; we have a panel of suppliers available to provide these without delay and at competitive prices.
- Achieve the best possible price within an agreed timetable
- E-conveyancing; this is a highly efficient and transparent way of monitoring the progress of your sale. You will have 24 hour access to what is happening.
- Provide access to expert financial advice and services
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Julian Carthew has been in the lettings business for over 17 years the last seven of them in Princes Risborough. He set up his own company in 2005 and the business has gone from strength to strength ever since culminating in the opening of our smart new offices in Duke Street, Princes Risborough in February 2007.
We believe our success is based on our staff and our ability to provide the highest level of expertise across the entire range of letting issues:- legal, financial, property maintenance, marketing and of course deposits. We aim to provide an exceptional service with outstanding results.
We will:
- Understand and respect the value and importance of your investment asset
- Protect your interests at all times
- Provide a competitive fee structure
- Tailor our service to your needs
- Advertise your property extensively including placing it on Rightmove and Primelocation – the two biggest internet property sites
- Find good quality Tenants for you and advise you closely on their suitability
- Carry out comprehensive referencing on any potential Tenants
- Fully manage your property (if you wish)
- Pay you promptly – usually on the day we receive your rent, latest the next day.
- Ensure compliance with the new legislation governing deposits
- Handle the return of your deposit if we have been employed as managers
- Behave with the utmost confidentiality and integrity at all times
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New legislation governing the holding of deposits came into effect on the 6th April 2007. Please contact us for expert advice on the BEST OPTION FOR YOU but in brief the situation is as follows.
All new Assured Shorthold Tenancies (AST’s) that start on or after the 6th April 2007 will be subject to the new rules about deposits. The legislation is not retrospective and affects only AST’s – it does not affect non Housing Act tenancies.
If a Landlord wishes to take a deposit from a Tenant there are now three possible ways he can “hold” that deposit.
- Custodian. The Landlord can register the deposit with the Custodian (Computershare Ltd) and give the deposit to the Custodian. Strict administrative rules have to be complied with. The service is free to all parties and the Custodian will provide a free resolution service should there be a dispute at the end of the tenancy.
- Insured. The Deposit Solution Service (TDS). The Landlord or agent must register with the TDS but may keep the deposit. There is an annual registration fee for Landlords of £58.75 payable to the TDS and in addition there is a further fee of £30 per deposit registered also payable to the TDS. Both these fees will reduce in the second year. All fees include VAT. The deposit should be kept in a separate client deposit account.
- Also Insured. The Dispute Service (confusingly also known as the TDS). There is a substantial registration fee here between £800 and £1600 per annum and therefore this option will really only apply to agents and to Landlords with very large portfolio’s – possibly in excess of 150 properties
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From the 1st June 2007 anyone offering a property for sale will be required to supply a HIP to any interested parties. Obviously these HIPs will be held electronically because it would be environmentally unacceptable to print out 100’s of copies of 60 page documents for all but one to be put in the bin.
The pack will consist of such things as local searches, evidence of Title and either an Energy Performance Certificate or a Home Condition Report. These elements will be compulsory but in addition there may be considerably more information provided on a voluntary basis.
Carthew’s will provide all our vendors with access to a panel of HIP suppliers with whom we have negotiated transparently favourable rates.
For more detailed information on HIPS you can either contact us by telephone 01844 342424 or by clicking the Carthew’s link above. Alternatively you can visit the government website at Homeinformationpacks.gov.uk.
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This is undoubtedly the way of the future. Econveyencing allows you to monitor the entire sale or purchase of your property, remotely, 24/7 and on a very competitive fixed rate basis. You will have access to a panel of over 150 solicitors and you will be able to select one on the basis of customer rated past performance as well as price - quite a development for solicitors
This is an exciting new development in the old fraught process of buying or selling property. The fact that the solicitors performance is rated guarantees you that they cannot be complacent about your needs.
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Amity Financial Ltd is delighted to be working with Julian Carthew Sales and Lettings in providing our clients with a first class mortgage and protection service.
As a wholly independent, privately owned company, we believe we offer advice of the highest quality. We have worked hard to gain a reputation in our industry for transparency and integrity in everything we do, which is why we are able to build long-term relationships with our clients.
Typically our mortgage and protection service is best suited to those individuals who are involved at the higher end of the market and understand the value of good professional financial advice. We offer all of our clients the option of paying us a fee for our time (similar to other professional advisers such as solicitors and accountants) or alternatively you can select our no fee service and allow us to take commission. We will always go to great lengths to explain both types of service fully and explain which service is best in each individual case.
We have invested heavily in our people and in our technology so we can search the whole of the market for you. Our ability, together with some extremely valuable industry contacts, means that we can consistently deliver at the highest end of the market place.
If you are interested in what we may be able to do for you, then do call us on the following telephone number and ask for Trevor Witton:- 01844 34 2266
The telephone lines are open during normal business hours, Monday morning to Friday afternoon. We will briefly discuss your situation together with the work that may be required and you can decide whether or not you would like to use our services. Where possible we like to conduct our business face to face with our clients, but of course these days it is possible to conduct the whole mortgage process electronically if you would prefer.
Amity Financial Limited © 2007. Authorised and regulated by the Financial Services Authority, FSA Register No 438686. Email:- info@amityfinancial.co.uk
Registered in the United Kingdom No.05480753
Registered Address 3 Redman Court, Bell Street, Princes Risborough, Bucks, HP27 0AA
We give independent advice and we can be paid by fee, commission or a combination of both. The precise amount of the fee will depend upon your circumstances and will be agreed with you in advance. As an indication only it may be in the region of several thousand pounds.
The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Your home may be repossessed if you do not keep up repayments on your mortgage.
For more information please visit the FSA's consumer website - Money Made Clear
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